Term Of Use

Legal Notice

The use of this site, and the terms and conditions for our providing of information, is governed by this Legal Notice. By using this site, you acknowledge that you accept and will be bound by the terms hereof.


We regard your privasi is important and information we collect from you, where you chose to provide it to us, is to enable us to send you information about products and services in which you register an interest. The information may be provided to companies in BKI for this purpose. By providing us with your information you consent to us processing it for the purposes outlined above. We will not pass it on to any third party outside BKI, except to fulfil our orders or to supply a request.


For site security purposes and to ensure that this website remains available to all users, BKI monitors network traffic to identify unauthorised attempts to upload or change information or to otherwise cause damage to the site. Anyone using this website expressly consents to such monitoring.

Unauthorised attempts to modify any information stored on this system, to defeat or circumvent security features, or to utilise this system for other than its intended purposes are prohibited and may result in criminal prosecution.

If monitoring reveals evidence of possible criminal activity, such evidence may be provided to the appropriate authorities.

Copyright Statement

All content within BKI websites is the property of BKI unless otherwise stated. All rights reserved. No part of this website may be reproduced, transmitted or copied in any form or by any means without the prior written consent of BKI, but you may download any information thus provided for free use.

Disclaimer of Endorsement and Liability

The documents posted on this website may contain hypertext links or pointers to information created and maintained by other public and private organisations. These links and pointers are provided for visitor’s convenience. BKI does not guarantee the accuracy, relevance, timeliness, or completeness of any linked information. Further, the inclusion of links or pointers to websites other than BKI websites is not intended to assign importance to those sites and the information contained therein, nor is it intended to endorse, recommend, or favour any views expressed, or commercial products or services offered on these outside sites, or the organisations sponsoring the sites, by trade name, trademark, manufacture, or otherwise.

Reference in all BKI websites to any specific commercial products, processes, or services, or the use of any trade, firm or corporation name is for the information and convenience of the site’s visitors, and does not constitute endorsement, recommendation, or favouring by BKI. The views and opinions of authors expressed herein do not necessarily state or reflect those of the BKI, and shall not be used for advertising or product endorsement purposes.

Every effort is made to provide accurate and complete information. However, with the thousands of documents available, often uploaded within short deadlines, we cannot guarantee that there will be no errors. BKI makes no claims, promises or guarantees about the accuracy, completeness, or adequacy of the contents of this website and expressly disclaims liability for errors and omissions in the contents of this website.

With respect to the content of BKI websites, neither the BKI, nor its employees and contractors make any warranty, expressed or implied or statutory, including but not limited to the warranties of non-infringement of third party rights, title, and the warranties of merchantability and fitness for a particular purpose with respect to content available from the BKI websites or other Internet resources linked from it. Neither does BKI assume any legal liability for any direct, indirect or any other loss or damage of any kind for the accuracy, completeness, or usefulness of any information, product, or process disclosed herein, nor freedom from computer virus, and do not represent that use of such information, product, or process would not infringe on privately owned rights.

Warranties and Limitation Liabilities

BKI shall not be liable for any loss, damage, or expense suffered or incurred by any person as a consequence of information provided by this website or fault thereof. BKI does not guarantee the accuracy of all details of information provided by this website.

Operation of this website may be suspended or terminated without notice. However, BKI shall not be liable for any loss or damage caused as a consequence of such suspension or termination of the information service offered by this website.

You expressly understand and agree that BKI and its Branches, affiliates, officers, employees, agent, partners and licensors shall not be liable to you for any punitive, indirect, incidental, special, consequential or exemplary damage, including, but not limited to, damage for loss of profit, goodwill, use, data or other intangible losses (even BKI has been advised of the possibility of such damages), resulting from: (a) The use or inability to use the BKI Service; (b) The cost of Procurement of Substitute goods and service;(c) Unauthorized access to or alteration of your transmission or data;(d) Statements or conduct of any third party on BKI Service; or (e) Any other matter relating to the BKI Service.


You may terminate your BKI account, any associated email address and access to the BKI Services by submitting such termination request to BKI.

You agree that BKI may, without prior notice, immediately terminate, limit your access to or suspend your BKI account, any associated email address, and access to the BKI Services. Cause for such termination, limitation of access or suspension shall include, but not be limited to, (a) breaches or violations of the term of conditions or other incorporated agreements or guidelines, (b)requests by law enforcement or other government agencies, (c) discontinuance or material modification to the BKI Services (or any part thereof), (d) unexpected technical or security issues or problems, (e) extended periods of inactivity, (f) engagement by you in fraudulent or illegal activities, and/or (g) nonpayment of any fees owed by you in connection with the BKI Services. Further, you agree that all terminations, limitations of access and suspensions for cause shall be made in BKI’s sole discretion and that BKI shall not be liable to you or any third party for any termination of your account, any associated email address, or access to the BKI Services.

Termination of your BKI account includes any or all of the following: (a) removal of access to all or part of the offerings within the BKI Services, (b) deletion of your password and all related information, files and content associated with or inside your account (or any part thereof), and (c) barring of further use of all or part of the BKI Services.

Foce Majeur

We shall not be liable for any failure to perform our obligations hereunder where such failure results from any cause beyond our reasonable control, including, without limitation, mechanical, electronic or communications failure or degradation.

Governing Law

This terms and condition, privacy statement and confidential agreement shall be governed by and construed in accordance with the law of Indonesia. You agree that any dispute arising from or relating to the subject matter of this terms and conditions, privacy statement and confidential agreement shall be governed in the Central Jakarta District Court.